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Official Certified Legal CharterVersion 1.2 (Official Consolidated & Certified Edition)

Comprehensive Legal Charter & Regulatory Policies

Marasim Morocco Platform (marasim.ma) · September 2026

Applicable Legal Framework & Statutes

  • Moroccan Law No. 09-08 (Protection of Personal Data / CNDP)
  • Moroccan Law No. 53-05 (Electronic Exchange of Legal Data & E-Signatures)
  • Moroccan Law No. 31-08 (Consumer Protection Measures)
  • Moroccan Dahir of Obligations and Contracts (DOC)

Table of Articles

  • Part I · Terms of UseGeneral Terms of Use (CGU)
    • Article 1: Preamble & Definitions
    • Article 2: Platform Nature & Marasim Packages Guarantee
    • Article 3: Account Registration & Security
    • Article 4: Wedding Planning Workspace
    • Article 5: Quotes & B2C Financial Transactions
    • Article 6: Verified Reviews & Ratings
    • Article 7: Limitation of Liability & Warranties
    • Article 8: Intellectual Property
    • Article 9: Modifications & Account Closure
    • Article 10: Governing Law & Jurisdiction
  • Part II · Vendor TermsVendor Terms & B2B Subscriptions (CGV)
    • Article 1: Scope & Professional Eligibility
    • Article 2: Vendor Listings & WhatsApp OTP Claiming
    • Article 3: Professional Licenses & Image Rights (Droit à l'image)
    • Article 4: Subscription Plans & Zero Data Loss Policy
    • Article 5: Conflict Engine & Freelancers
    • Article 6: Pricing Transparency & Quote Compliance
    • Article 7: Fiscal & Social Independence
    • Article 8: Termination & Suspension
    • Article 9: Commercial Jurisdiction
    • Article 10: Marasim Packages Specific Commitments
  • Part III · Privacy & CNDPPrivacy Policy & Personal Data Protection
    • Article 1: Privacy Commitment
    • Article 2: Data Collected
    • Article 3: Purposes of Processing
    • Article 4: No Data Selling
    • Article 5: Data Retention & 30-Day Permanent Hard-Delete
    • Article 6: User Rights
    • Article 7: Data Security
    • Article 8: Cookies
    • Article 9: CNDP Formalities and International Transfers
    • Article 10: Instagram, Google Business Profile, and Third-Party Connections
  • Part IV · E-SignaturesQuotes & Electronic Signatures Policy
    • Article 1: Legal Framework
    • Article 2: Quote Lifecycle
    • Article 3: Evidentiary Value & Cryptographic Hash
    • Article 4: Post-Booking Amendments
    • Article 5: Cancellations & Refunds
Part I · Terms of Use

General Terms of Use (CGU)

Terms governing couples, clients, and visitors

Governing Law: Consumer Protection Law 31-08 and Dahir of Obligations and Contracts
Article 1

Preamble & Definitions

Welcome to Marasim (marasim.ma) and its mobile applications.

These Terms of Use constitute a legally binding agreement between Marasim and any person accessing the platform or utilizing planning and quote tools.

By accessing the platform, you agree to be bound by these terms in accordance with the laws of the Kingdom of Morocco.

Article 2

Platform Nature & Marasim Packages Guarantee

Marasim operates as an independent marketplace and vertical operating system for the Moroccan wedding industry.

Under the exclusive 'Marasim Packages' program, Marasim acts as a guarantor and coordinator responsible for service quality and execution.

For direct vendor bookings outside this program, vendors remain independent third parties solely responsible for their services.

Article 3

Account Registration & Security

Users must be at least 18 years old under Moroccan law to create an account.

Users commit to providing accurate contact and event details and maintaining login credential confidentiality.

Article 4

Wedding Planning Workspace

Planning tools (Timelines, Checklists, Guest RSVP, Seating) are personal organization aids.

The personal budget tracker is an independent ledger and does not constitute accounting evidence for direct cash dispute resolution.

Article 5

Quotes & B2C Financial Transactions

Direct vendor transactions (cash, bank transfer, check) occur off-platform in V1 without platform liability.

For 'Marasim Packages', payments are made directly to Marasim via secure CMI gateways and held in escrow until successful execution.

Users acknowledge that Marasim may expand centralized payment processing platform-wide in the future.

Article 6

Verified Reviews & Ratings

Reviews tied to accepted quotes receive a 'Verified Booking' badge.

During dispute investigations, reviews remain live to ensure transparency.

Article 7

Limitation of Liability & Warranties

Direct bookings carry no performance warranties from Marasim.

Marasim Packages are backed by quality assurance and direct customer intervention.

Article 8

Intellectual Property

All trademarks, code, software, and brand assets of Marasim are protected under Moroccan and international IP laws.

Article 9

Modifications & Account Closure

Terms may be updated with notice. Users may close their accounts at any time.

Article 10

Governing Law & Jurisdiction

Governed by Moroccan law. Exclusive jurisdiction belongs to the competent courts of the Kingdom of Morocco.

Part II · Vendor Terms

Vendor Terms & B2B Subscriptions (CGV)

Rules governing wedding professionals, ERP tools, and Pro plans

Governing Law: Moroccan Commercial Code and Dahir of Obligations and Contracts
Article 1

Scope & Professional Eligibility

Applies to all wedding vendors, caterers, neggafas, venues, and photographers on Marasim.

Article 2

Vendor Listings & WhatsApp OTP Claiming

Basic listing is free. Claiming an unclaimed profile is instant via WhatsApp OTP.

Article 3

Professional Licenses & Image Rights (Droit à l'image)

Vendors warrant possession of required business licenses and hygiene permits.

Vendors strictly commit to securing written consent from couples and guests prior to uploading photos or videos.

This obligation also covers content imported from Instagram, Google Business Profile, or another third-party service; vendors warrant that they hold the rights, licenses, and consents required to copy and display it on Marasim.

Article 4

Subscription Plans & Zero Data Loss Policy

Free Tier, Pro Plan (199 MAD/mo with 30-day free trial), and Business Plan (399 MAD/mo).

Zero Data Loss Policy: ERP data remains preserved in read-only mode if a subscription expires.

Article 5

Conflict Engine & Freelancers

Equipment double-booking alerts with Audited Override support.

Multi-agency freelance schedules are strictly kept confidential.

Article 6

Pricing Transparency & Quote Compliance

Accepted quotes are binding. Hidden pricing incurs a search ranking penalty when budget filters are used.

Article 7

Fiscal & Social Independence

Vendors are independent contractors responsible for DGI taxes and CNSS contributions.

Article 8

Termination & Suspension

Vendors may cancel renewal at any time. Immediate suspension applies for verified fraud.

Article 9

Commercial Jurisdiction

Commercial courts of Morocco hold jurisdiction for business disputes.

Article 10

Marasim Packages Specific Commitments

10-1. Onboarding: Rigorous vetting for excellence and punctuality.

10-2. Payouts: Marasim collects from couples and pays vendors after event completion.

10-3. Accountability: Deficiencies subject vendors to fund withholding and delisting.

Part III · Privacy & CNDP

Privacy Policy & Personal Data Protection

Compliance with Moroccan Law 09-08 and GDPR standards

Governing Law: Moroccan Law 09-08 & CNDP Regulations
Article 1

Privacy Commitment

Marasim complies with Moroccan Law 09-08, CNDP guidelines, and GDPR standards.

Article 2

Data Collected

Account details, event information, guest RSVP lists, and technical logs. Card data is processed via CMI without storage on Marasim servers.

When a third-party service is connected voluntarily, data may include the external account identifier and username, encrypted OAuth tokens and permissions, connection and synchronization status, and professional content the account holder chooses to import or manage.

Article 3

Purposes of Processing

Service delivery, WhatsApp OTP verification, ERP management, and B2B billing.

Connected-service data is used to enrich vendor listings, synchronize portfolios and reviews, keep business details current, and perform actions expressly requested by the vendor from the dashboard.

Article 4

No Data Selling

Marasim strictly never sells, rents, or monetizes personal data or guest lists.

Exchanges with Meta and Google are limited to the data and permissions needed for the vendor-selected connection; imported data is not used for targeted advertising or data brokerage.

Article 5

Data Retention & 30-Day Permanent Hard-Delete

Immediate soft-deletion from public views, followed by automated permanent deletion after 30 days.

Disconnecting a third-party service does not automatically delete copies already imported to a listing: it stops future access and deletes stored authorization tokens. Imported content may be removed through listing-management tools or by requesting deletion at privacy@marasim.ma, subject to the purge period above.

Article 6

User Rights

Access, rectify, or erase your data by contacting: privacy@marasim.ma.

Vendors may withdraw Instagram or Google authorization through Marasim integrations or the provider's settings at any time, without affecting the lawfulness of processing completed before withdrawal.

Article 7

Data Security

Marasim uses secure cloud infrastructure to deliver the service: the database and identity service are deployed in a specific European Union region (Frankfurt, Paris, or Ireland), while files, documents, and contracts are stored in Cloudflare R2 buckets with the EU jurisdiction restriction.

Data is encrypted in transit using SSL/TLS, R2 objects are automatically encrypted at rest, and private documents are isolated with PostgreSQL Row Level Security (RLS) controls.

OAuth tokens for connected services are stored in encrypted form. Marasim neither receives nor stores the vendor's Instagram or Google password.

Article 8

Cookies

Essential session, language, and anonymized analytics cookies.

Article 9

CNDP Formalities and International Transfers

Approval of the underlying CNDP processing declaration or authorization, followed by the F-118 application for transfers abroad, are production-launch conditions for personal-data processing. Receipt or authorization references will be published here after they are issued; this wording does not claim that approval has already been obtained.

Marasim selects Ireland (eu-west-1) as Resend's email-sending region. Resend states that account data, email metadata, logs, and API records remain stored in the United States regardless of sending region. That transfer is governed by Resend's DPA and Standard Contractual Clauses (SCCs) and must be identified explicitly in the F-118 filing.

Account connections and synchronization may pass through Meta and Google infrastructure outside Morocco, depending on the service selected. These flows, recipients, and destination countries must be included in the processing declaration and F-118 transfer filing before production activation.

Marasim must execute the applicable Supabase, Cloudflare, Resend, and enabled integration-provider DPAs and contractual transfer safeguards before launch.

Article 10

Instagram, Google Business Profile, and Third-Party Connections

1. Voluntary connection and consent

  • A connection is initiated only by the vendor or an authorized organization member through the provider's OAuth flow. The authorization screen presents the requested access, and the user confirms that they own the account or are legally authorized to manage it.
  • Marasim follows permission minimization and uses connected data only for the integration features visible in the professional workspace.

2. Instagram synchronization

  • Marasim may access the professional account identifier and username, together with photos, videos, Reels, thumbnails, provider media identifiers, captions, publication dates, and like and comment counts made available by the API.
  • Marasim does not request private messages, comment content, or Insights data. Synchronized media is copied to Marasim storage and enters moderation before appearing on the listing or inspiration surfaces.

3. Google Business Profile synchronization

  • Marasim may access account and location identifiers, business name, phone number, website, address, opening hours, and public profile details, together with public reviews, reviewer names and photos, ratings, text, dates, links, and vendor replies.
  • Profile changes or review replies are sent to Google only after an explicit vendor action in the dashboard.

4. Display, rights, and responsibility

  • The vendor grants Marasim a non-exclusive, limited, and revocable license to copy, store, technically format, and display imported content to operate the vendor listing and discovery services, without transferring ownership to Marasim.
  • The vendor remains responsible for content rights and the consent of people shown in it. Any affected person may report content or request removal at privacy@marasim.ma.

5. Disconnection and provider availability

  • Disconnection deletes encrypted access tokens held by Marasim and stops new synchronization and remote actions; previously imported copies require separate deletion under Article 5.
  • Third-party services remain subject to Meta and Google terms and policies and may change or become unavailable. Marasim is not affiliated with or a representative of Meta or Google and is not responsible for provider-caused outages.
Part IV · E-Signatures

Quotes & Electronic Signatures Policy

Legal validity, SHA-256 hashes, and timestamped audit trails

Governing Law: Moroccan Law No. 53-05 and Article 417-1 of the DOC
Article 1

Legal Framework

Governs quotes, electronic acceptance, and contracts under Law 53-05.

Article 2

Quote Lifecycle

Quote generation, WhatsApp discussion, and frozen immutable acceptance.

Article 3

Evidentiary Value & Cryptographic Hash

Electronic signatures carry the same legal weight as handwritten signatures.

Every document is fingerprinted with a unique SHA-256 cryptographic hash and stored securely on Cloudflare R2.

Article 4

Post-Booking Amendments

Changes to date, scope, or guests require an in-system contract amendment.

Article 5

Cancellations & Refunds

Direct bookings adhere to vendor-specified cancellation clauses.

Marasim Packages follow a centralized stepped refund schedule managed by the platform.

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